Automated Product Appraisal Technology
We work with AI, Machine learning and complex algorithms to offer the best solutions for content claimsNumbers Talk
Overview of measured savings and metrics by clients
NPS Improvement
20 Points
With 20% labor savings
Average Savings
$15
Per search operational savings
Time Savings
15 min
Average time saved per claimed item
Benefits
Operational
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Reduced search completion time
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Enhanced policyholder communication
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Streamlined validation process
Financial
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19% savings on indemnity
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€170 average savings per claimed item
Customer Experience
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Improved customer control
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Lower callback rate
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Better documentation and proof
ValueChecker Solutions
Our ever evolving solution and features catalog is a result of our clients/partners needs and requests. We work together with our customers to provide the best and most optimal user experince for their needs.
Web SaaS
No integration needed, fast setup, plug and play, all features ready from start. 5 years of trial led to this.
eFNOL
A quick and easy-to-use eFNOL solution the will provide the perfect customer experience with a easy integration/SaaS solution
API
The ValueChecker API is a streamlined solution for integrating powerful product identification and replacement tools directly into your application. Designed for easy implementation, the API provides endpoints to identify items, find comparable replacements, and retrieve current pricing and availability—all tailored to meet your region and client-specific needs.
Key API features include intelligent category matching, flexible pricing filters, and support for custom client configurations. By passing simple queries, the API delivers accurate product details and Like-Kind-and-Quality replacements, helping your system deliver fast, reliable data for claim assessments or product appraisals. ValueChecker’s API integrates seamlessly into your workflow, adding precision and efficiency to your product handling processes without the need for complex configurations.
Our current partners are Guidewire, Verisk Sedgwick, Keylane and MSG.
Image and receipt AI
With our image AI, you can analyze receipts and find products through an image. This makes the product search much easier and works agains comon frauds.
Customer and adjuster portal
Let your customers and field adjusters create inventories of items, upload and analyze pictures and receipts.
Additional Solutions
These are some of our custom solution that were requested by our parners. Since we are a tech company, we update and improve our solutions daily.
Green solutions
Reduce your CO₂ emissions by using our green solution, where we focus on repairing and refurbishment.
Recoverable depreciation
The most time-consuming process is reduced to just a few minutes of work. Automatically match receipts with the correct item and all the necessary information.
Large loss claims
Our Large loss claims feature is designed to streamline and enhance the process of managing claims that involve significant financial losses.
With this feature, we provide your policyholders with a dedicated platform to efficiently report and track large claims, ensuring prompt attention and resolution.
By leveraging advanced data analytics and automation, we help accurately assess the extent of the loss, facilitating faster decision-making and optimizing resource allocation. Additionally, we offer transparent communication channels between our team and your agents, reducing the complexity often associated with high-stakes product appraisals.
Ultimately, our goal is to improve customer satisfaction by delivering a seamless and responsive claims experience for substantial losses.
Advanced data reporting
Our data insights feature empowers you by providing a comprehensive view of your claims. By analyzing detailed data, we offer insights into how much you’re spending across different categories, helping you make informed decisions about your coverage.
Our platform breaks down usage per client and per category, allowing you to see where your insurance is most utilized and where there might be opportunities for optimization.
With these insights, you can adjust your policies to better fit your needs and maximize savings. We aim to provide clarity and transparency, ensuring you have all the information necessary to manage your appraisals effectively and efficiently.
Contact us
Interested in our services or have questions? Get in touch, and we’ll be happy to assist you with your inquiries.
Frequently Asked Questions
What is contents appraisal technology?
Contents appraisal technology is software that automates the valuation of personal property in insurance claims. It identifies the exact item of loss, finds like-kind-and-quality (LKQ) replacement products from live retail data, and calculates the replacement cost value (RCV) automatically — replacing manual web searches and guesswork by claims handlers.
How does automated contents valuation reduce claims leakage?
Manual valuations rely on subjective judgment, which leads to overpayment. ValueChecker replaces this with objective product matching against a database built over 20 years. Insurers using ValueChecker measure on average 19% savings on indemnity, around €170 saved per claimed item, and 15 minutes saved per item in handling time.
What is the difference between RCV and ACV?
Replacement cost value (RCV) is what it costs today to replace a claimed item with one of like kind and quality. Actual cash value (ACV) is the RCV minus depreciation for age and wear. ValueChecker calculates both automatically for every claimed item.
Which claims systems does ValueChecker integrate with?
ValueChecker is integrated in Guidewire ClaimCenter, Verisk XactAnalysis® and ClaimSearch®, and offers a REST API used by claims platforms such as Keylane and other core systems. Claims handlers access it with one click from their existing workflow.
Is ValueChecker suitable for large insurance companies?
Yes. ValueChecker is ISO 27001 and SOC 2 certified and works with major European insurers and service providers including Achmea, Nationale-Nederlanden, Univé, ZLM, Sedgwick and Lemonade. It supports high claim volumes and is available across Europe and North America.